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How does carinsurancestates.com work?
We help you compare car insurance rates by region. Just enter your ZIP code, answer a few questions, and instantly view personalized quotes from top providers.
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Is this service really free?
Yes - completely free. There are no hidden costs or commitments. We earn a referral fee from insurance partners if you choose a plan. You never pay us directly.
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Will I be contacted by insurance companies?
Only if you choose to be. You can view quotes without entering contact details. If you request to speak with an agent, a licensed representative may reach out to assist.
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Do you only offer quotes from certain companies?
We work with a wide network of trusted, licensed providers. This includes major names like GEICO, Progressive, Nationwide, Liberty Mutual, and more — depending on your location.
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Is my information secure?
Absolutely. We use industry-standard SSL encryption to protect your data. Your information is only shared with licensed partners for the purpose of generating quotes.
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What kind of coverage can I compare?
You can compare:
- Minimum liability (state-required coverage)
- Full coverage (includes comprehensive + collision)
- Optional add-ons like roadside assistance or uninsured motorist protection
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Can I still get a quote if I have a bad driving record?
Yes. We match drivers of all backgrounds with insurance options - including those with past accidents, violations, or no prior insurance.
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What if I’m not ready to buy yet?
No problem. Use the site to explore your options, save your quotes, and come back when you’re ready. We’re here to help, not to rush you.